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Buying property in Costa Rica — a Brazilian's guide.
Inversionista residency from US$150,000. Direct GOL nonstop GRU → SJO in 7h30 — the fastest LATAM connection. Dollar-denominated assets as a clean BRL hedge. Owner financing where Brazilian banks won't reach. Pacific-coast properties from US$300,000. Portuguese-language WhatsApp support from a team that lives in Costa Rica year-round.
Comprar imóvel em Costa Rica. O guia completo para brasileiros. Residência a partir de US$ 150K. Pacífico a partir de US$ 300K.
Six reasons Costa Rica fits.
More HNW Brazilians are diversifying outside Brazil than in the last decade. Costa Rica answers six specific things that Florida or Portugal don't answer together.
Plan B with no politics
Costa Rica is a constitutional democracy, has had no army since 1948, and ranks among the most stable democracies in Latin America. The Brazilian passport gets visa-free entry for 90 days. A property purchase opens the residency path. No anti-foreigner sentiment, no recurring fiscal instability — just a stable, dollarized, quiet coast.
Dollarized asset — BRL hedge
Costa Rica property is priced and settled in US dollars. For a Brazilian holding reais, this purchase converts BRL into a hard-currency asset on neutral ground. Real hedge against future BRL volatility, not speculation. Your wealth exits Brazil risk and enters Costa Rica risk — historically a fraction.
Residency on a US$150K purchase
Inversionista residency is granted to foreigners investing US$150,000 or more in CR — and the property purchase meets the criterion. No separate income requirement. For Brazilians with a top-bracket INSS pension above US$1,000/month documented, Pensionado is also viable. Most of our Pacific inventory clears the Inversionista threshold.
More: Inversionista residency (in Portuguese)Growing Brazilian community
Small but real — concentrated in Santa Teresa, Tamarindo, and Nosara. Brazilian-owned bakeries, restaurants, surf schools. HNW families and remote professionals who tried Florida and Portugal first and wanted something closer, cheaper, and in a compatible time zone.
More: Brazilian community in CR (in Portuguese)Owner financing — the main lane
Brazilian banks don't lend on foreign property. Costa Rican banks rarely lend to non-residents. Owner financing — a promissory note in the seller's name, registered as a mortgage at closing — closes the gap. We structure 20-40% down, 0-9% fixed interest, 5-15 year terms.
More: Owner financing (in Portuguese)Open FX market — clean route
Brazil has an open foreign-exchange market, no cepo: the legal path is straightforward — contrato de câmbio comercial via authorized bank (Itaú, Bradesco, Santander, BTG, XP) or remittance fintech (Remessa Online, Wise, Avenue, Inter Invest, Nomad), then SWIFT to CR escrow. Auto-registered with SISBACEN by the bank. Declared on annual DIRPF. We coordinate the CR side.
More: Moving money BR → CR (in Portuguese)Real people. Here. Speaking your language.
Most real estate agencies in Costa Rica hand the Brazilian buyer to a US-based agent who never set foot on the property. Real Estate Grupo doesn't. Our team lives in Costa Rica year-round, speaks Spanish, English, and Hebrew, and visits every property we list.
For Brazilian buyers we offer WhatsApp support in Portuguese (with real-time translation), interpreter-supported calls when needed, and contract documentation always translated to Portuguese before signing. You never sign anything you don't fully understand.
Properties available now.
Updated daily from Real Estate Grupo's inventory. Most qualify for Inversionista residency. Prices in USD.
What every Brazilian asks us first.
Nine pages, each answers one specific question. Read in any order — or jump straight to WhatsApp.
Sub-pages currently in Portuguese. Brazilian buyers reading English here usually prefer Portuguese sub-pages anyway.
Inversionista residency
A US$150K purchase opens your cédula. The main reason Brazilians pick CR.
Owner financing
Brazilian banks don't lend abroad. Owner financing closes the gap: 20-40% down, 0-9% interest.
Moving money from Brazil
Open câmbio market, contrato de câmbio comercial, SWIFT to CR escrow, DIRPF declaration.
No tax treaty — yet
No BR-CR double-taxation treaty. CR is territorial. Brazil taxes worldwide. How to structure.
Healthcare — CAJA + private
Mandatory CAJA for residents + private CIMA / Bíblica JCI-accredited. Vs Unimed / Bradesco / Amil.
Flights GRU → SJO
GOL nonstop 3x/week ~7h30. Copa via PTY daily. Avianca via BOG. From GIG, connection required.
The Brazilian community
Small but growing since 2022. Santa Teresa, Tamarindo, Nosara. Bakeries, restaurants, surf.
Closing process
CR notario público (equivalent to Brazilian tabelião). Registro Nacional. Procuração via consulate in São Paulo.
Which Pacific region?
Santa Teresa · Mal Pais · Tamarindo · Nosara. Comparison for the Brazilian buyer.
From WhatsApp to escritura.
Four steps. Most Brazilian buyers go from first WhatsApp to signed escritura in 60-90 days.
WhatsApp in Portuguese
15-minute chat. What you're looking for, budget range, whether you want Inversionista residency, timeline. No commitment.
Plan the visit
We pick you up at SJO or LIR. 2-3 days on the Pacific seeing 3-6 properties. Most Brazilians visit once before making an offer.
Offer with owner financing
20-40% down · 0-9% fixed interest · 5-15 years · mortgage to seller registered at closing.
Closing in 30-60 days
CR notario público signs the escritura. Title in your name. Inversionista filing — optional next step.
Built for buyers crossing borders.
Three reasons Brazilians work with us — not the long list, just what matters.
Founder-led, on the ground
The principals live in Costa Rica and visit every property personally. The team operates in Spanish, English, and Hebrew — with Portuguese WhatsApp support for Brazilian clients. When you reach out, you talk to the decision-maker, not a call center.
The owner-financing edge
One of the few Costa Rican real estate agencies with structured owner-financing inventory across the Pacific coast. The route a Brazilian buyer can actually use — because Brazilian banks won't help.
Closing in Portuguese
Every escritura clause, every mortgage line, every Registry document — translated to Portuguese before you sign. The notario handles the formal legal process. We make sure you know exactly what you're signing.
Ready to find the right property?
Direct access to the best opportunities in Santa Teresa, Mal Pais, Tamarindo, and Nosara. Our team lives in Costa Rica year-round and walks you through from first call to signed escritura — in Portuguese, Spanish, or English, no middlemen.
WhatsApp usWhatsApp +506 8798 6122 · Portuguese · English · Spanish · We live in Costa Rica · Versão em português